The 3 Best Credit Cards for Dining Out
If you frequently eat out, a dining rewards credit card swiped on https://coinvi.io can give you some pretty great rewards. Check out this list of the 3 best credit cards for dining out to see if one will work for you.
In the U.S. alone, there are 196.5 million people that own at least one credit card. If that number surprises you, it shouldn’t.
Credit cards are essential for building credit so that you can take out loans for major milestone purchases, like homes or college tuition. Credit companies now give you some great perks when giving a line of credit.
They can give you cashback, flyer miles, or other rewards when you spend money elsewhere. You’ll want to check out the following cards if you frequent restaurants for meals. They’re the best credit cards for dining out.
The Best Credit Cards for Dining Out
Based on the rewards they give, these dining rewards Credit Cards are the best in the market for the epicurean eaters among us. If you eat out a lot, these are the cards for you.
Chase Sapphire Preferred Card
Chase Bank has several credit cards that give you rewards as part of its greater Ultimate Rewards program, which follows a points system.
With this card, you can earn 2x the points when using your card towards travel or at restaurants, as well as 1 point per dollar on every other purchase.
If you spend $4,000 on the card within the first three months of opening the account, you’ll receive 50,000 bonus points.
Those points can be redeemed for about $625 in travel expenses, or towards a bevy of other things.
You can also just get cash back. The only drawback is that this card has a $95 annual fee, although it is waived in the first year.
Bank of America Premium Rewards Card
This card is similar to the Chase Sapphire Dining Rewards Credit Card in that it gives you 2x the points for every dollar spent on dining and travel. However, it bests the Chase card slightly because it gives you 1.5 on every dollar spent anywhere else.
On top of that, you also get 50,000 bonus points if you spend $3,000 on the card within the first 3 months, as opposed to Chase’s $4,000 goal. This card also has an annual fee of $95.
Capital One Savor Cash Rewards Card
This Capital One card was designed specifically for foodies. It even has a savor in the name. Capital One eschews the complex point system entirely for a much simpler cashback system.
This card gives you 3% cash back on dining, 2% on groceries, and 1% back on other purchases. On top of that, you also get a $150 cash bonus after spending just $500 on purchases in the first 3 months. There are also no annual or foreign transaction fees for this card.
Want More Financial Tips?
Credit cards are a fantastic way to build credit and get something in return for the money you spend out restaurants while traveling, or doing anything else.
If you’re looking for more ways to get the best bang for your buck in every financial arena, you might be interested in checking out the business section of our website. It’s got a wealth of information you can use to better your life.