How to Choose the Right Disability Insurance Claim Lawyer in Hamilton?
When people become physically challenged and are unable to work, they often rely on disability insurance to help make ends meet. Unfortunately, filing this claim is complicated and frustrating. This is where having a disability insurance claim lawyer in Hamilton can be a huge help.
Such a lawyer from a reputed law firm like Share Lawyers Hamilton can help the affected fellows get the benefits and compensation they deserve. The number of businesses in the Law Firms industry in Canada has grown 0.5% annually on average over the five-six years between 2017 – 2022. Hamilton has around 15 law firms, and the industry employs over 300 people.
What Is the Role of This Lawyer?
When someone has an impairment that prevents them from working, they may be eligible for long-term disability (LTD) benefits. These are provided by their employer or an insurance policy that they have purchased. If a person’s claim is denied or the benefits are not enough to cover their needs, a lawyer can help. They can help them with the following:
- Filing the initial claim;
- Reviewing the insurance policy to make sure their clients are getting all the benefits they are entitled to;
- Appealing a denied claim;
- Negotiating a lump sum settlement;
- And more.
What Should One Look For When Selecting Such a Lawyer?
As of 2022, the city of Hamilton has over 500,000 people. This means that many lawyers can choose from when folks need help with their insurance claims. The city boasts over 850 licensed lawyers. So, how does a fellow consider the right attorney?
Here are some things to look for:
Experience
Look for a professional who has experience handling disability insurance claims. They will know the process’s ins and outs and expectations. For instance, the government of Ontario provides long-term disability benefits through the Ontario Disability Support Program (ODSP). Victims can also appeal to the Social Benefits Tribunal (SBT) if their claim is denied. An experienced lawyer with these appeals will know what evidence to present and how to argue the case.
Reputation
Check some online reviews and ask for recommendations from friends and family. A good law firm like Share Lawyer in Hamilton will have a solid reputation and excellent client feedback.
Compassion
Your lawyer should be easy to talk to and who you feel comfortable with. They should understand what their clients are going through and be sympathetic to the situation.
Fees
Most professionals work on a contingency basis, which means they only get paid if they win the case. Make sure you go through the fee arrangement before you hire anyone.
The average fee of lawyers in Hamilton starts from $100 – CAD 400 per hour.
Communication
You must feel comfortable communicating with your lawyer. They should be able to explain things in plain language and keep you updated on the status of your case. Regular communication is essential, especially if your case takes a long time to resolve. Sometimes, it may take years to get a decision from the SBT.
Conclusion
Hiring a disability lawyer in Hamilton can be a confusing and overwhelming process. However, it is critical to take your time and research to find the right one for you. With the help of a lawyer, you can get the proper benefits and compensation you deserve.
If you or someone you know is currently dealing with a disability insurance claim, it’s time to seek professional help.
